Funding Deals. Solving Problems. Closing More.

Get More Deals
Approved.

Financing for the deals traditional lenders can't solve — DSCR, cash-out refis, LLC vesting, portfolio and commercial financing for wholesalers, flippers, and buy-and-hold investors.

Josiah "Joe" Diaz — Licensed Loan Officer, MPIRE Financial Group LLC
Josiah Diaz, Joe's Deal Desk
NMLS #1506056 MPIRE Financial Group LLC Based in Orlando, FL — Funding Investors Nationwide
Hot Market Cities Licensed to fund deals nationwide — all 50 states.
HoustonDallas–Fort WorthIndianapolisClevelandAtlantaJacksonvilleDetroitMemphis HoustonDallas–Fort WorthIndianapolisClevelandAtlantaJacksonvilleDetroitMemphis
What I Fund

One call covers the whole deal.

01

DSCR Purchase Loans

Qualify on the property's rent, not your tax returns. Built for buy-and-hold investors scaling a portfolio.

02

Cash-Out Refinance

Pull equity out of a stabilized rental to fund your next acquisition — no tax returns required.

03

LLC Vesting

Close in your entity from day one. Keeps your portfolio structured the way serious investors run it.

04

Portfolio Loans

Blanket financing across multiple properties — one loan, one payment, less friction as you scale.

05

Commercial Financing

Multifamily, mixed-use, and ground-up construction debt for deals that outgrow residential lending.

06

New Construction Loans

Ground-up financing for builders and developers, from single-family to multifamily projects.

07

Fix-and-Flip Loans

Purchase and rehab funds in one loan — built for investors moving fast on distressed properties.

08

All Other Home Financing

FHA, Conventional, VA, and ITIN — at wholesale rates.

Weekly Investor Call

Every Monday, 9:30 AM EST.

Fifteen minutes with investors nationwide — deal structures, market shifts, appraisal insights, and what's actually closing right now. Free to join, no pitch.

You're on the list — I'll send the link before Monday.

Real Results

Closed deals. Real-life examples.

Josiah Diaz, Joe's Deal Desk
About Joe

A decade in lending.
An investor at heart.

After a decade of residential-focused lending, I found the niche I'm truly passionate about. As an investor myself, I know what it takes to get a deal to close — not just to qualify.

That means I'm not reading your deal off a rate sheet. I've been on the other side of the table — running the numbers, chasing the timeline, and needing a lender who actually picks up the phone.

"Deals Not Excuses." — the mug on my desk, and the standard I hold every file to.

Borrow From Joe on any deal.

DSCR, cash-out, LLC vesting, portfolio, commercial, new construction, or fix-and-flip — send me the address and rent, I'll tell you if it works.

Send Joe a Deal